About Hard Money Georgia

Hard Money Georgia exists for one reason: real estate deals shouldn’t fail because funding is slow. We provide fast, transparent, asset-based loans that help investors, builders, and homeowners close with confidence across Atlanta and throughout the state.

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Our mission is simple—deliver clarity, speed, and reliability. Where banks prioritize rigid checklists, we underwrite the collateral, the plan, and the exit. That approach lets qualified borrowers secure capital in days, not weeks.

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Who we serve: fix-and-flip investors, small developers, buy-and-hold landlords, brokers seeking execution, and homeowners requiring short-term bridge capital. We finance single-family, small multifamily, mixed-use, and select commercial assets statewide through a documentation-light process focused on collateral strength, feasibility, and timelines.

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What we finance: residential fix-and-flip, bridge, rental/DSCR, and ground-up construction. Typical structures feature interest-only payments, clearly defined draw schedules, and leverage that respects risk while keeping your project moving. Every file receives hands-on guidance from a dedicated specialist who answers questions, anticipates roadblocks, and keeps the timeline on track.

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How we work: submit your property details, scope, budget, and exit strategy. We issue a written term sheet outlining rate, points, LTV/LTC, fees, prepayment language, and extensions. After title and insurance clear, we fund quickly and release construction draws against verified milestones.

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Why borrowers choose us: Georgia market expertise, transparent pricing, and predictable communication. We value straightforward conversations, honest underwriting, and documentation that matches what you see at closing—no surprises.

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Our promise: treat your timeline like our own. Whether you’re rescuing a discounted acquisition, stabilizing a small multifamily, or breaking ground on a new build, we align the loan with your plan so the numbers pencil and the work continues.

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Ready to discuss a deal? Share your scenario and we’ll help you evaluate leverage, timeline, and exit options—so you can move from opportunity to closing with certainty.